{"id":3353,"date":"2023-01-03T18:57:46","date_gmt":"2023-01-03T18:57:46","guid":{"rendered":"https:\/\/informatiacluj.ro\/cum-functioneaza-web3-in-sistemul-bancar\/"},"modified":"2023-01-03T18:57:46","modified_gmt":"2023-01-03T18:57:46","slug":"cum-functioneaza-web3-in-sistemul-bancar","status":"publish","type":"post","link":"https:\/\/informatiacluj.ro\/cum-functioneaza-web3-in-sistemul-bancar\/","title":{"rendered":"Cum func\u021bioneaz\u0103 Web3, \u00een sistemul bancar?"},"content":{"rendered":"

Dac\u0103 analiz\u0103m tendin\u021bele \u00een domeniul fintech 2022, Web3 \u2013 sau ceea ce este cunoscut drept viitorul Blockchain \u2013 ocup\u0103 o un loc central. Acesta este un domeniu vast care nu se limiteaz\u0103 doar la criptomonede \u0219i se extinde la utilizarea mai general\u0103 a acestui ecosistem de tehnologie de v\u00e2rf.
\nIar una dintre cele mai interesante tendin\u021be a fost modul \u00een care b\u0103ncile au c\u0103utat s\u0103-\u0219i reduc\u0103 amprenta fizic\u0103 \u0219i s\u0103 se orienteze spre tehnologie.
\nAstfel, \u00een cazul unei b\u0103nci Web3, un utilizator nu trebuie s\u0103 transfere \u00een avans fonduri c\u0103tre banc\u0103, ci prin semnarea tranzac\u021biei \u00een momentul cre\u0103rii acesteia, potrivit\u00a0Entrepreneur.com
\nConcret, internetul \u0219i metamorfozarea lui de-a lungul anilor au continuat s\u0103 capteze aten\u021bia. Cu c\u00e2\u021biva ani \u00een urm\u0103, nimeni nu \u0219i-ar fi imaginat c\u0103 lumile virtuale ar putea deveni, \u00eentr-o zi, realitate. Acum, \u00eentreaga lume tehnologic\u0103 vorbe\u0219te despre apari\u021bia Web3 \u0219i despre progresul s\u0103u rapid.
\n\u00cen prezent, Filosofia Web 3 implementeaz\u0103 ideile ini\u021biale din cartea Bitcoin\u00a0a lui Satoshi Nakamoto.
\nBlockchain, aceea\u0219i tehnologie folosit\u0103 pentru a crea\u00a0criptomonede, este o tehnologie de baz\u0103 pentru Web3 \u0219i ofer\u0103 un mecanism pentru semnarea, \u00een siguran\u021b\u0103, a tranzac\u021biilor.
\nCum func\u021bioneaz\u0103 o banc\u0103 online tradi\u021bional\u0103
\nO banc\u0103 clasic\u0103 online este un centru de date care are servere conectate prin tuneluri securizate.
\nSpre deosebire de b\u0103ncile tradi\u021bionale, care v\u0103 permit s\u0103 merge\u021bi fizic la o agen\u021bie din re\u021beaua lor, b\u0103ncile online sunt accesibile doar pe internet.
\nCum func\u021bioneaz\u0103 o banc\u0103 Web3?
\nAstfel, Web3 bank ofer\u0103 practic acelea\u0219i servicii ca \u0219i o banc\u0103 tradi\u021bional\u0103, dar abordarea stoc\u0103rii datelor este complet diferit\u0103.<\/p>\n

\u00cen cazul unei b\u0103nci Web3, un utilizator nu trebuie s\u0103 transfere fonduri c\u0103tre banc\u0103, \u00een avans (se poate face prin semnarea tranzac\u021biei \u00een momentul cre\u0103rii acesteia).
\n\u0218i cea mai sigur\u0103 banc\u0103 Web2 este mult mai pu\u021bin sigur\u0103 dec\u00e2t una Web3
\nConcret, banca nu stocheaz\u0103 parole \u0219i fonduri, toate procesele sunt automatizate \u0219i nimic nu este stocat pe servere. Mai exact, serverele stocheaz\u0103 un algoritm criptografic pentru verificarea parolei \u0219i transmiterea acesteia la momentul confirm\u0103rii tranzac\u021biei.
\n\u00cen\u021belegerea faptului c\u0103 o banc\u0103 nu stocheaz\u0103 cheile pentru portofelele utilizatorilor \u0219i fondurile lor este un lucru esen\u021bial. Acela\u0219i lucru este valabil \u0219i pentru informa\u021biile sensibile. Aceast\u0103 diferen\u021b\u0103 schimb\u0103 radical ideea de securitate \u0219i duce la concluzia c\u0103 \u0219i cea mai sigur\u0103 banc\u0103 Web2 este mult mai pu\u021bin sigur\u0103 dec\u00e2t Web3.<\/p>\n

Ce este Kauri Finance
\n\u00cen contextul babcar, Kauri Finance este o banc\u0103 blockchain care permite p\u0103strarea, transferul \u0219i investirea at\u00e2t a banilor fiat, c\u00e2t \u0219i a criptomonedelor. Clien\u021bii \u00ee\u0219i pot accesa toate fondurile prin cutii de depozit, carduri bancare \u0219i conturi Web3.
\nSpre deosebire de b\u0103ncile tradi\u021bionale sau de platformele de schimburi de\u00a0criptomonede, Kauri Finance nu de\u021bine\u00a0banii\u00a0clien\u021bilor s\u0103i, protej\u00e2ndu-i complet de fraude \u0219i hackeri.
\nViitorul este Web3
\n\u00cen viitor, echipa Kauri \u00ee\u0219i propune s\u0103 lanseze o banc\u0103 Web3, care va func\u021biona vizual ca un produs Web2 clasic, dar f\u0103r\u0103 a stoca datele utilizatorului.
\nEchipa folose\u0219te deja principiul Web3 pentru a stoca informa\u021bii. La acest proiect se lucreaz\u0103, \u00eenc\u0103 din anul\u00a0 2017.<\/p>\n","protected":false},"excerpt":{"rendered":"

Dac\u0103 analiz\u0103m tendin\u021bele \u00een domeniul fintech 2022, Web3 \u2013 sau ceea ce este cunoscut drept viitorul Blockchain \u2013 ocup\u0103 o un loc central. Acesta este un domeniu vast care nu se limiteaz\u0103 doar la criptomonede \u0219i se extinde la utilizarea mai general\u0103 a acestui ecosistem de tehnologie de v\u00e2rf. Iar una dintre cele mai interesante […]<\/p>\n","protected":false},"author":1,"featured_media":3354,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[51],"tags":[30],"yoast_head":"\nCum func\u021bioneaz\u0103 Web3, \u00een sistemul bancar? - InformatiaCluj.ro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/informatiacluj.ro\/cum-functioneaza-web3-in-sistemul-bancar\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cum func\u021bioneaz\u0103 Web3, \u00een sistemul bancar? - InformatiaCluj.ro\" \/>\n<meta property=\"og:description\" content=\"Dac\u0103 analiz\u0103m tendin\u021bele \u00een domeniul fintech 2022, Web3 \u2013 sau ceea ce este cunoscut drept viitorul Blockchain \u2013 ocup\u0103 o un loc central. Acesta este un domeniu vast care nu se limiteaz\u0103 doar la criptomonede \u0219i se extinde la utilizarea mai general\u0103 a acestui ecosistem de tehnologie de v\u00e2rf. 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